401k Rollovers

A rollover from your company retirement plan such as a 401(k), 403(b), TSP, or 457, is the process of moving your retirement savings account to an individual retirement account, or IRA. With IRA’s you have more control and more investment options than you have in a company plan.

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When you roll over your 401(k) properly, it is a non-taxable event. There are no taxes that result from the rollover.

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Depending on what you want to do with your money, you have several ways to treat a 401(k) rollover.

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Be careful that you do not rollover your 401(k) directly into a Roth IRA as this will have major tax implications. Roth Conversions into a Roth IRA are best done after the initial rollover and strategically over a period of years.

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We will show you your options and how to select the best options for your retirement accounts. Our expert team will sit down with you and determine which rollover option is the best for your financial goals.

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How Do I Rollover a 401(k) to an IRA?

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Though this might feel difficult, don’t fear. Our highly qualified professionals will step you through the process. We will take the time to organize a plan that best suits your financial situation. When you team up with MWM, you won’t be left guessing.