Financial Services

Every successful journey starts with prudent preparation and an effective travel plan. We help make sure you haven’t overlooked any key elements as you pursue your retirement destiny.


Custom Plans. Tailor-Made Strategies. Every Detail.

Our signature process, the 5W Retirement Blueprint, is focused on five key pieces of the retirement planning puzzle to help our clients achieve their unique and optimal retirements.

5W Retirement Blueprint


Making sure your expenses can be paid with predictability for the rest of your life is crucial. Helping you plan your income in retirement is our top priority. This typically includes:

  • ​Social Security maximization
  • Income and expense analysis
  • Inflation plan
  • Spousal plan
  • Longevity protection


After we have established a plan for income, we will create an investment plan for the remaining assets, including:

  • ​Adjusting your portfolio to reduce fees 
  • Market volatility control
  • Reducing risk


A strategy for reducing tax liabilities is critical for any retirement plan, including:​

  • Assessing the taxable nature of your current holdings
  • IRA planning
  • Strategies to potentially reduce your tax burden
  • Leveraging qualified money to leave tax-free dollars to beneficiaries


Health care costs are always on the rise, and we will create a plan to help you address costs with a minimum of expense, including:

  • Looking at Medicare Parts A, B and D from all angles
  • Discussion options for a long-term care plan, such as long-term care insurance


Making sure everything you’ve worked for throughout your life goes to your beneficiaries in a tax-efficient manner is crucial. By working collaboratively with a qualified estate planning attorney, we can help:

  • Maximize tax-efficient opportunities as part of your estate plan
  • Protect your assets in a trust to ensure they are distributed probate free
  • Prevent your IRA and qualified accounts from becoming fully taxable to your beneficiaries

All investments are subject to risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Any statements referring to preservation of assets are not a guarantee or prediction of future performance.  Any references to protection benefits, guarantees or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. 


Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions.